BC Financial Group

BC Financial Group: Mortgage & Commercial Lending Experts

Our History

Founded in 1998, BC Financial Group is a leading provider of residential mortgage and commercial lending services. With over two decades of experience in the industry, we have built a reputation for our commitment to exceptional customer service, integrity, and transparency.

Our team of seasoned loan officers has a deep understanding of the lending landscape and the various products available to borrowers. Whether you're seeking a mortgage for your dream home or financing for your commercial venture, we take the time to understand your unique financial situation and goals and work tirelessly to find the best loan solution to fit your needs.

At BC Financial Group, we believe in building long-term relationships with our clients. We understand that buying a home or starting a business can be a complex and stressful process, which is why we strive to provide personalized service and clear communication every step of the way.

We are committed to transparency and honesty and believe that informed decision-making is essential to building trust with our clients. Whether you're a first-time homebuyer or a seasoned business owner, we are here to help you achieve your financial goals.

Thank you for considering BC Financial Group as your lending partner. We look forward to using our expertise and experience to help you succeed.

Meet Our Team

Bien Cai

Bien Cai

Broker/ Owner

Bien is a seasoned mortgage broker with over two decades of experience in residential and commercial lending. Since 1998, he has helped countless individuals and businesses achieve their financial goals. With his deep understanding of the lending landscape and dedication to providing personalized service, Bien is a trusted and knowledgeable advisor committed to transparency and clear communication.

Email: [email protected]
Cell: (714) 612-6373
NMLS #241598 / CA DRE# 01241684

Loan Officers

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Concetta McBride

Concetta McBride is a highly experienced loan officer with over 25 years of experience in the industry, having worked with a variety of lenders since 1995. In addition to her work as a loan officer, she is also a successful real estate investor, owning multiple rental and commercial properties. Her extensive experience in both lending and real estate investment gives her a unique perspective on the financing process and the practical considerations of property ownership. Concetta is known for her expertise in the lending process and her ability to find creative solutions for complex financial situations. She takes pride in building strong relationships with her clients and guiding them through the financing process from start to finish.

Email: [email protected]
Cell: (831) 594-3637
NMLS #240919 / CA DRE# 01193679

Teresa Sanchez

Teresa Sanchez

Teresa is a highly skilled loan officer with over 25 years of experience in both residential and commercial lending. Raised in Hollister, CA, she was introduced to the industry by her late father, a successful business owner and real estate investor. This early exposure ignited her passion for real estate financing and investing, and she has since developed a unique skill set that has made her a successful loan officer. Teresa's expertise in the lending process, combined with her dedication to providing exceptional customer service, has earned her a reputation as a trusted advisor in the real estate industry. Whether working with first-time homebuyers or seasoned commercial investors, Teresa's passion for the industry and commitment to her clients make her a valuable asset in the lending community.

Email: [email protected]
Cell: (831) 601-4921
NMLS #245882 / CA DRE# 01202952

La Daughn Fogal

La Daughn Fogal

La Daughn Fogal is an accomplished loan officer with over 19 years of experience in the Sacramento and Bay area markets. Since 2004, she has worked in both residential and commercial lending, helping clients achieve their real estate goals. La Daughn's deep understanding of the local market, coupled with her expertise in the lending process, allows her to provide clients with the best possible solutions for their unique needs. She is committed to delivering exceptional customer service and building long-term relationships with her clients.

Whether working with first-time homebuyers or seasoned investors, La Daughn's dedication and professionalism make her a trusted advisor in the real estate industry.

Email: [email protected]
Cell: (916) 240-1992
NMLS #453082 / CA DRE# 01419781

Devin Peterson

Devin Peterson

Devin Peterson is an experienced loan officer and real estate agent from southern California. While born and raised here, he has extensive knowledge about the market and current real estate trends. He can get you into your dream home with exceptional customer service skills and social media experience. Whether a first-time homebuyer or looking for investment properties, he looks forward to answering all your questions.

Email: [email protected]
Cell: (714) 875-4090
NMLS #2158508 / CA DRE# 02065140